Last Updated: February 2021

iPayLinks, (including but not limited to iPayLinks Limited,PayLinks Pte Ltd., iPayLinks UK LLP,iPayLinks Europe SA. and other companies in the iPayLinks Group,collectively, the “we”, “us” and “our”), understand that your privacy is important to you and are committed to being transparent about the technologies it uses. This Cookie Policy explains how and why cookies, web beacons and other similar technologies may be stored on and accessed from your device when you use or visit our website www.ipaylinks.com (“Website”) and other applications and APIs (whether on mobile or otherwise) (collectively, the “Services”).

We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information. This is statistical data about our users browsing actions and patterns.

For the same reason, we may obtain information about your general internet usage by using a cookie file which is stored on the hard drive of your computer. Cookies contain information that is transferred to your computers hard drive.

Any personal data collected by carrying out any of the below purposes shall be processed in accordance with our Privacy Policy https://www.ipaylinks.com/privacyClause.html

We use cookies only with your authorization where this is required by applicable law. Depending on where you are located, the following may apply:

● By using the Website or Services (or any part thereof), you consent to the use of cookies in accordance with this cookies policy (“Policy”).

● Where applicable law requires in certain locations, such as within the EEA, you may have seen a pop-up message requesting your consent to the use of cookies on your first visit to our Website and use of our Services. Although this pop-up message will not always appear on subsequent visits, you may withdraw your consent at any time by following the instructions below.

We may update this Policy at any time. We will notify you about significant changes through our Website. We would encourage you to review the policy from time to time to stay informed about how we are using cookies.

If you have any questions about this cookies policy, please email our Data Protection Officer at data-protection@ipaylinks.com

1.WHAT ARE COOKIES?

A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computers hard drive.

Cookies are useful because they allow a website to recognise a user’s device. Cookies allow you to navigate between pages efficiently, remember preferences, and generally improve the overall user experience. Cookies can also be used to tailor advertising to your interests through tracking your browsing across websites.

2.HOW CAN COOKIES BE DISABLED?

You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our Website or Services. If you do not agree to the use of these cookies, please disable them by following the instructions for your browser set out here.

Some browsers make it possible for you to select that you do not want your internet browsing activity to be tracked. Disabling tracking may interfere with some functions of the Website and Services.

We may change the cookies we use after your initial visit to our Website and use of our Services. This Policy will always allow you to know who is placing cookies, for what purpose such cookies are being placed, as well as give you the means to disable cookies.

Further information about cookies, including how to see what cookies have been set on your computer or mobile device and how to manage and delete them, visit www.allaboutcookies.org and www.youronlinechoices.com/uk.

3.WHAT TYPES OF COOKIES DO WE USE?

● Necessary Cookies: These cookies are essential in order to enable you to move around the website and use some of its features. Without these cookies, services you have asked for (such as navigating between pages) cannot be provided and we only use these cookies to provide you with those services. Further, these cookies ensure we are able to deliver you information and services securely and optimally.

● Performance Cookies: We make use of Performance cookies to analyse how our visitors use our Website and to monitor Website performance. This allows us to customise our offerings and quickly identify and fix any issues that may arise so as to create a high-quality user experience. For example, we might use performance cookies to keep track of which pages are most popular, which method of linking between pages is most effective, and to determine why some pages cause error messages. We might also use these cookies to highlight articles or services that we think will be of interest to you based on your usage of the Website. Unless expressly stated below, the information collected by these cookies is not associated with your personal information by us or by our contractors.

● Marketing Cookies: Marketing (or targeting) cookies collect information about the browsing habits associated with your device and are used to make advertising more relevant to you and your interests. They are also used by services provided by third parties on this Website and our Services, such as ‘Like’ or ‘Share’ buttons in addition to providing the requested functionality. Third parties provide these services in return for recognising that you (or more accurately your device has) have visited a certain website. These third parties put down Marketing cookies both when you visit our Website and when you use their services and navigate away from our Website.

Please see below for a list of cookies we use:

Please note that some cookies on the Website and Services are managed by third parties.These cookies are likely to be performance cookies or marketing cookies. You should refer to the third parties’ own cookie and privacy policies for information about how they may use your information.

Which third-parties do we use?

First-party cookies are cookies that belong to us. Third party cookies are cookies that another party places on your device through our Website. Third party cookies may be placed on your device by someone providing a service for us (for example, to help us understand how our Website is being used).

The third party cookies we use in our Website and our Services include but are not limited to:

● Baidu – our Website and Services have embedded Baidu services/tools for better user experience and analytics purposes. For details of Baidu cookies usage, please click:https://www.baidu.eu/privacy-policy。

Please note that this Policy does not apply to, and we are not responsible for, the privacy practices of third party websites which may be accessed by this Website.

4.DURATION OF COOKIES

Session cookies are deleted automatically when you close your browser and persistent cookies remain on your device after the browser is closed (for example, to remember your user preferences when you return to the site).

Except for Necessary Cookies, all cookies will expire after a maximum of one year.